Overview

Wagmo understands that waiting for claims to be processed can be a hassle, so they prioritize speedy reimbursements. In fact, they reimburse you right away, ensuring that you receive your funds promptly. To add even more convenience, they offer a variety of reimbursement options, including popular platforms like Venmo and PayPal.

When it comes to choosing a vet or service provider, Wagmo puts you in charge. You have the freedom to select any licensed vet or service provider across the entire United States, no matter where you are located. To make things easy for you, you can access their services through telemedicine, have them visit your home, or simply visit their office. It’s up to you! With Wagmo, you can rest assured that your pet will receive the exceptional care they deserve from the professionals you trust the most.

What makes Wagmo stand out from other pet insurance companies on the market? You can actually save money with their plans when you insure. Yes, that’s right, you can save up to 10% when you insure multiple pets. After just one year with no claims, you'll get 15% off at renewal for your loyalty. It’s a win-win!

Policies

With Wagmo Pet Insurance, you can rest easy knowing that a wide range of expenses are covered. If your furry friend experiences a covered accident, injury, or illness, Wagmo has got your back. After meeting your deductible, they will reimburse you up to 100% for various treatments and services.

From prescription medications and emergency vet visits to hospital stays, surgeries, X-rays, ultrasounds, CT scans, and laboratory tests, they’ve got you covered. Wagmo even extends coverage to cancer treatment, hereditary and congenital conditions, hip dysplasia, and end-of-life care, including euthanasia. Plus, in case of emergencies, coverage includes the cost of a pet ambulance. With Wagmo Pet Insurance, you can confidently give your pet the care they need without the financial burden.

Limitations

While Wagmo Pet Insurance offers comprehensive coverage for a wide range of expenses, there are a few exclusions to keep in mind. Plans do not cover the costs associated with spaying or neutering, vitamins or supplements, prescription food, boarding, hydrotherapy, dental surgeries, biohazard fees, training or obedience classes, or cosmetic surgeries such as ear cropping, tail docking, or declawing. Additionally, expenses related to breeding, pregnancy, or birth are not covered.

It's important to note that pre-existing conditions and preventative care are also not included in your coverage. Take some time to review the full policy details before committing to anything to ensure you understand what's covered and what's not.

Cost

Unlike other pet insurance companies, Wagmo goes beyond by offering separate pet wellness plans alongside traditional insurance. You have the power to customize your coverage and select only what your pet requires, with the option to add on additional benefits later. To give you an idea of how affordable Wagmo's emergency care solutions are, here is the insurance cost for a small, male one-year-old dog:

Wellness plans

Value - $20 per month - The Value plan is priced at $20 per month and is designed for pets that are in excellent health and primarily require annual check-ins with their veterinarian.

Classic - $39 per month - The Classic plan is available for $39 per month and is the most popular option offered. It covers all the essential services for your pet's well-being and also includes occasional additional pampering. Moreover, the plan now includes VETalk, which provides access to expert assistance 24/7/365 whenever you require it.

Deluxe - $59 per month - The Deluxe plan is priced at $59 per month and is suitable for pets that require extra attention, including more frequent visits to the groomer or dentist. This plan also provides access to vet experts 24/7/365, offering support whenever needed.

When it comes to emergency care for your beloved pet, Wagmo pet insurance has got you covered at an unbeatable price.

For just $40.27 per month, you can customize your emergency plan to suit your pet's needs. With Wagmo, you'll enjoy the peace of mind that comes with a reimbursement of 90% of your emergency bill. Plus, the maximum amount you'll have to pay per year from your claims is only $1000. They also offer the highest cashback, with a maximum annual payout of $20,000.

Customer Support

Wagmo prides itself on its high level of customer service. Their dedicated Support Center is available Monday to Friday from 9 am to 6 pm EST and on Saturdays from 11 am to 7 pm EST. For general inquiries, reach out to Wagmo via email at support@wagmo.io. Alternatively, you can use their website's 24/7 chatbot to get immediate answers to your questions.

If you prefer to speak with someone directly, you can call their friendly representatives Monday through Friday from 10 am to 5 pm EST. When you need support, Wagmo is there to help.